Can you buy or refinance after your divorce? The question is always complex, but right now it is even more so. During COVID, many homeowners took mortgage loan forbearance to help manage the financial squeeze that the pandemic caused. For those unfamiliar with the term, forbearance basically means that a lender is allowing a borrower …
How Does Mortgage Loan Forbearance Impact Refinancing or Buying a House? Read More »
One of the top questions that I get from clients in my divorce lending practice is “can I afford my marital home post divorce”? This is a valid question and I am invariably able to provide them consul on their borrowing power. The error that many make, however, is to not adding onto that a …
When Should You Refinance Your House After Divorce? Read More »
The Federal Housing Administration (FHA) has announced that, like Fannie Mae and Freddie Mac, are increasing their loan limits. This increase is a substantial increase from the previous limit and, in many ways, it could have a more significant impact on housing. FHA loans remain the best option for borrowers who do not qualify for …
Federal Housing Administration Update: Loan Limits Increased for 2021 Read More »
The Federal Housing Finance Agency (FHFA) just announced an increase in conforming loan limits at the end of 2020. While some counties may vary, this means that Fannie Mae and Freddie Mac Conforming Loans will be available to $548,250 next year. You can expect that FHA loans to also increase, but there is nothing definitive …
Conforming Loan Limits Have Increased in 2020. What Does This Mean? Read More »
Let’s talk financial aid for college students. When you are a divorced parent or in the process of a divorce, navigating the FAFSA application can be difficult. It’s better to apply for FAFSA sooner rather than later so you can get more from the college. So, how do you file for FAFSA when you are …
Getting SplitReady Episode 30.3: College Financial Aid for the Divorced Parents Read More »
2020 has, in a word, sucked. From the coronavirus pandemic to unease about elections, we are dealing with more adversity than anyone could have expected this year. Right now, are you thinking about getting divorce in this uncertain time? If you answer yes, then you should create a plan financially, physically and emotionally to help …
We most often hear that divorces are expensive. The mega-divorces or the juicy Hollywood divorces can reach more than seven figure settlements. That is due to drama in the divorce and for the public. In reality, the majority of divorcing couples have far less means and resources at their disposal. However, there are resources to …
Getting SplitReady Episode 30.1: Divorce Resources for Low to Moderate Income Couples Read More »
Divorce can most often be seen as the end of something and the dismantling of a couple, but it doesn’t have to be. With a new perspective on divorce, one can find intention and learn how to move forward. A technique we’ve discussed thoroughly in this series, meditation can help you look deeper within the …
The concept of shadow work was introduced by Carl Jung as a valuable method for understanding the parts of our self that we keep hidden and suppressed. Divorce can often be associated with our darker, shadow selves and understanding and addressing this can be a valuable tool in healing. Join us for a discussion on …
Getting SplitReady Episode 29.3: Shadow Work as a Spiritual Practice During Divorce Read More »
No matter how amicable a divorce may be, there is still stress. Add some conflict and the stress can go off the charts. Unfortunately, sometimes people can turn to destructive means for stress management. What if there was another way to cope? Well, there is. The power of meditation is amazingly effective and it can …
